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Medicare: Advantage Plan Or Supplemental? What Makes The Most Sense For YOU?

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If you are over the age of 65, Medicare is a wonderful tool that you can use in order to save money on your health insurance. However, not all plans are created equal. If you feel you are paying too much for your Medicare Advantage plan, you may want to think about switching to one of the many Medicare supplement plans. What is the difference between a Medicare Advantage plan and a Medicare Supplement plan?…

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Driver Exclusion Basics For New Insurance Buyers

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When it comes to buying auto insurance, many people don’t realize that the members of the household can have a direct effect on the premiums that you pay. Even if you don’t list someone as a covered driver on your policy, many insurance companies will still include their driving history as part of your premium. This is the result of a household risk analysis. It involves a thorough search of public records to identify every licensed driver at your address.…

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Voluntary Benefits: Why Employers Offer Them And The Benefits They Offer Employees

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If you work for a company that offers health insurance to you as a benefit, they may begin offering other types of benefits too. These other benefits are referred to as voluntary benefits, and they are optional, just like the health insurance the company offers. Here are two things you should know about voluntary benefits before you opt in. Why Companies Offer Them Benefits of any kind are considered an added bonus to employees.…

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