Auto insurance is required for every driver that's out on the road, at least if they want to drive legally. But just because you are required to make an auto insurance payment on a regular basis, that does not mean you are required to let it put a dent in your bank account. There are a variety of ways to save money on auto insurance, some of which you might not have even thought of.
Move Multiple Family Members to the Same Auto Insurance Company
Do you currently have auto insurance on your own vehicle and your spouse carries insurance on theirs but with another company? One possible way to save some cash is to have multiple drivers all under the same policy for the same cars. This is because most auto insurance providers will offer some kind of discount in order to save your family money and keep you as customers.
Go Back to School
It's common knowledge that you may be able to get a slight discount on your auto policy if your new teen driver takes a driving course, but did you know it might be possible for you go back to school as well? Some insurance companies today offer discounts for any policy holder who attends a defensive driving or any other kind of road safety course. This is because the course should, in theory, make you a better driver and less likely to have an accident.
Change How Your Vehicle Is Classified
Did you tell the insurance company that you use your vehicle for a work commute? If so, this might have driven up the cost of your policy because the company thinks you will be using it more often. If you have experienced a major life change since then, like heading into retirement or starting a new job where you work from home, you may be able to call your provider and get your vehicle re-classified as before for recreational use. This could lead to at least some savings on your policy, or even more if there are multiple drivers who can all be re-classified in this way.
When it comes to saving money on auto insurance, your best bet is still to raise your deductible as long as you can afford it in the short term if something happens. But there are plenty of other creative ways to earn some savings if you know where to look. Contact an auto insurance provider today for more information.
Contact a company like Illinois Insurance Center Inc today to learn more.