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Rad Renting: Selecting The Right Amount Of Renter's Insurance For Your First Apartment

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Your first apartment on your own is always an exciting event. Inside of your own space, you can live just how you want to without any issues. When you live alone, the safety and security of your belongings will also become your sole responsibility. Making sure that your doors have secure locks is the first step to personal security. The next is getting proper renter’s insurance. If you are shopping around for renters coverage before you officially move in, there are a few ways to make sure you select the right amount of coverage: …

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4 Reasons You Need Life Insurance, More Than You Probably Think

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While many people go through life without ever really preparing for leaving it, the wiser, more realistic types know that there can be very harsh consequences for the people who remain when you don’t plan for your eventual passing. Life insurance isn’t something reserved for the super-rich or ultra-educated—it’s for everybody. As a matter of fact, the less you are able to leave to those who outlive you, the more you need life insurance.…

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Need To Save Money On Your Auto Insurance Policy? Here's How You Do It

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Whether you are trying to cut back on all of your spending, or you simply want to focus on not paying too much for your auto insurance, you are going to want to make use of the following tips. This way, before you know it, you will be able to take the money you save and do other things with it. Ask About The Different Deductible Options That Are Available To You…

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Smokers: 3 Tips For Getting A Life Insurance Policy

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As a smoker, you might be concerned that you will have trouble purchasing a life insurance policy. However, this does not mean that you should ignore the situation or that you don’t need to be covered. These are a few tips that can help you secure the coverage that you need if you’re in this situation. 1. Be Honest It can be tempting to want to check “no” on the life insurance policy application when asked about tobacco use, especially if you aren’t a heavy user.…

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How Your Medical Conditions May Be A Concern Of Your Auto Insurance Company

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Auto insurance companies will be wary of selling you coverage if you have a medical issue that makes it dangerous for you to get behind the wheel. In fact, you are required to volunteer the information to your insurance company if you have such a condition. Even if you don’t do it, your auto insurance company can still learn of your medical condition via other channels, for example: Your Doctor’s Report…

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Staring Your Own Landscaping Business? Types Of Insurance You Should Have

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If you love to landscape you would love to own your own landscaping business. If you decide to do this, then you need to make sure you have landscaping insurance. Because you will always be on your client’s property when landscaping, you need to make sure your insurance will cover any property damages that you may make on someone’s property. Also, the equipment used for landscaping can be dangerous, such as lawnmowers, weed eaters, and many gardening tools.…

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Driver Exclusion Basics For New Insurance Buyers

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When it comes to buying auto insurance, many people don’t realize that the members of the household can have a direct effect on the premiums that you pay. Even if you don’t list someone as a covered driver on your policy, many insurance companies will still include their driving history as part of your premium. This is the result of a household risk analysis. It involves a thorough search of public records to identify every licensed driver at your address.…

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Carseat Safety: What Every Parent Needs To Know

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It’s the law to have your young children safely buckled in a car seat when you’re driving. The proper use of car seats has reduced infant deaths by 71% during car accidents. However, parents can make some basic mistakes when it comes to proper seat use and installation that reduces their overall effectiveness. Unfortunately, these errors can sometimes affect your insurance coverage. Here are some common mistakes that parents make when it comes to carseat safety and what they can do to make sure that their children stay safe.…

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3 Profitable Things You Can Make A Living With Selling From Home: What To Know

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If working outside the home is ideal for you, and you are looking for a way to earn money without having to leave the house, there are many options besides MLM (multi-level marketing) programs. You don’t have to join a pyramid program to work for yourself, and there are many great career options that just take a little training. Some companies may offer to train you if you want to work for them, and independent training programs allow you to work for more than one company or to choose what company you want to work for.…

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The Responsibilities and Risks of an Insurance Company That Issues SR-22 Coverage

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A lot of high-risk drivers are required to carry a special type of auto insurance coverage called SR-22 insurance. This coverage is not available from all insurance companies, and one reason for this is that an insurance company takes on extra responsibilities and risks when issuing an SR-22 policy. Here are three of the duties an insurance company assumes when they offer SR-22 insurance coverage to drivers. Completing the SR-22 Form…

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