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Homeowner's Insurance Levels: How Much Coverage Is Enough?

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Due to the sheer amount of advertising and marketing targeted at consumers for auto insurance policies, people have become more aware of their auto insurance coverage and cost. Homeowner’s insurance, on the other hand, is another matter entirely. These premiums are often seen as a necessity–embedded in your mortgage and escrow payments to the point where you aren’t really aware of what your coverage gives you. That makes it difficult to determine whether your coverage is correct or not.…

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Insurance Hike After A Tough Massachusetts Winter? What Can You Do?

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If you’re a Massachusetts homeowner, you may have been taken aback at your most recent homeowners insurance bill, noticing a dramatic increase over last year’s premium. And if you’ve not yet received your bill for next year, you can likely expect between a 6 to 9 percent increase if your homeowners insurance is carried through one of the state’s biggest providers. Is there anything you can do to lower your insurance rates or otherwise diminish the effect of this increase on your pocketbook?…

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Voluntary Benefits: Why Employers Offer Them And The Benefits They Offer Employees

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If you work for a company that offers health insurance to you as a benefit, they may begin offering other types of benefits too. These other benefits are referred to as voluntary benefits, and they are optional, just like the health insurance the company offers. Here are two things you should know about voluntary benefits before you opt in. Why Companies Offer Them Benefits of any kind are considered an added bonus to employees.…

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