If you love to landscape you would love to own your own landscaping business. If you decide to do this, then you need to make sure you have landscaping insurance. Because you will always be on your client’s property when landscaping, you need to make sure your insurance will cover any property damages that you may make on someone’s property. Also, the equipment used for landscaping can be dangerous, such as lawnmowers, weed eaters, and many gardening tools.…
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When it comes to buying auto insurance, many people don’t realize that the members of the household can have a direct effect on the premiums that you pay. Even if you don’t list someone as a covered driver on your policy, many insurance companies will still include their driving history as part of your premium. This is the result of a household risk analysis. It involves a thorough search of public records to identify every licensed driver at your address.…
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It’s the law to have your young children safely buckled in a car seat when you’re driving. The proper use of car seats has reduced infant deaths by 71% during car accidents. However, parents can make some basic mistakes when it comes to proper seat use and installation that reduces their overall effectiveness. Unfortunately, these errors can sometimes affect your insurance coverage. Here are some common mistakes that parents make when it comes to carseat safety and what they can do to make sure that their children stay safe.…
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